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About us
Link Insurance Brokers is an insurance and reinsurance intermediation company, licensed by the Central Bank of Kosovo in 2019.
The company was founded and is managed by qualified, competent people with proven experience over 15 years in the insurance industry.
Link provides professional advice on identifying insurance risks, prioritizing them, and assisting in proper and adequate insurance coverage by insurance companies with the best prices in the market.
Mission
Leaded by a long-standing professional team in the market, LINK will be the fastest and the most secure link between clients and insurance companies.
FAQ
An insurance broker specializes in insurance and helps clients manage financial risk. Brokers are tasked with being especially knowledgeable about the insurance industry to give the best advice to clients purchasing insurance policies. This individual works on behalf of clients and they provide financial advice that serves the benefit of the client.
Often times, a broker analyzes individual and/or business risks and helps the client determine how to manage these risks. The insurance broker can help clients identify potential risks in their personal life or business that should be covered by insurance and then can work to find clients the best premium on an insurance policy.
Because advising on insurance coverage is central to the broker-client relationship, the client must be able to trust an insurance broker with sensitive financial details.
An insurance agent is typically aligned with just one insurance company and thus will only try to sell that company’s policies, while an insurance broker works with multiple companies, giving them the flexibility to offer the best rate available between those companies. An insurance agent typically makes a fixed salary with the possibility of a bonus based on commission, while an insurance broker’s compensation is almost entirely commission-based.
Brokers should try to work with a wide network of insurance companies to ensure the customer is receiving the best premium on policies purchased. This can help attract customers as the clients understand the broker has the ability to find them the best premium on the insurance policies they need compared to a broker simply trying to make a commission by working with one or two companies.
In both business and private matters it is important that you have the right insurance cover. Wrong or inadequate protection can lead to dreadful consequences, thus the right advice makes all the difference and prevents costly mistakes. An insurance broker is a specialist in insurance protection, is independent and has invaluable know-how of the insurance market as well as access to the most reputable insurers available to provide professional and objective advice on identifying and exposing risks and recommend the most cost effective solutions.